SERVICES

“The ache for home lives in all of us. The safe place where we can go as we are and not be questioned.”
– Maya Angelou, All God’s Children Need Traveling Shoes

Every Home Insurance policy is different, and at Intrinsic Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family.

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with an agent who can help you find the right policy.

California residents that are buying or own property near brush or in wild fire zones may find it difficult to get home insurance. Many residents are unsure how to properly protect their home from wildfire danger and to prepare their home from the increasing costs of insurance. We have several tools that can help you prepare and keep your home Cal Fire certified as well as provide you with tools and apps for wildfire evacuations.

Intrinsic Insurance has partnered with a network of insurance companies to ensure that we can still properly insures homes, condos, townhomes, renters, landlords and rental units in high brush and wild fire areas. We also specialize in escrow closings with properties in high brush regions and work directly with your lender and escrow officer to make sure your escrow closes on time.

You do not have to compromise coverage and quality to live in the beauty of the sierras call us today to discover your options!

When was the last time you reviewed your auto coverage? In minutes, we can review your current policy and make recommendations (if necessary) to ensure that you are properly insured.  Additionally, we’ll see if you qualify for one of our many discounts.

There are several variables that can affect your auto insurance coverage needs.  As your life changes (children, owning a home, etc.), it’s even more important to re-evaluate your policies.

1. Teenage drivers are new behind the wheel and their insurance rates can be outrageous.  Intrinsic Insurance has GREAT rates for teenage drivers and good students!
2. Are you covered if your car is hit by an uninsured motorist?
3. Did you know that if you are “at fault” in a car accident, you are responsible for  paying all associated expenses (medical bills for everyone injured, attorney fees, damage to other cars and property, etc.)? If you don’t have enough car insurance coverage, you may have to pay for this out of your own pocket!

We own classics cars so we get it!  And Hagerty Insurance is a leader in the classic car business.

Why Hagerty®?

At Hagerty, they are as passionate about classics as their clients are. Their deep knowledge of classic vehicles and their owners allows them to offer better coverage for less.  They offer:

• Guaranteed Value® coverage-They’ll agree up front on a fair value for your classic, and in the event of a covered total loss, you’ll receive that full amount, less any deductible or salvage value, if retained.  Guaranteed.
• Flexible Usage- Classic and collector cars were made to be driven. Whether you are going to a show or taking a cruise to an ice cream shop, you are protected!
• Hagerty Plus® Roadside Services and Benefits- A comprehensive 24/7 full service roadside assistance program specifically for collector cars.  It offers service for lockouts, battery jumps, tire changes, emergency fuel delivery and more.  Includes guaranteed flatbed towing with soft straps.
• Expert claims handling- Their claims adjusters are trained in classic vehicle repair.  In event of a claim, they offer stock original replacement parts and even have specialists on staff to hunt down rare and hard to find parts.

Low premiums- Because they only protect classics, they are able to offer insurance t rates considerably lower than daily driver insurance.

As your trusted choice for insurance, we know that customizing a specific Business insurance package, to fit your specific operating needs, is never easy. With a variety of coverage options and rules to keep track of, you need someone with insurance knowledge and expertise to help you obtain the most effective business insurance plan. From Workers Compensation, Commercial Liability and business auto we can tailor a package that works for you.

We know that starting a new business can be especially frustrating and we have partnered with several companies that will take your previous management history in to account and still allow you to start out in a preferred market.

Schedule a business consultation today

“Agriculture is our wisest pursuit, because it will in

the end contribute to real wealth, good morals & happiness.
– Thomas Jefferson

We offer several Farming programs including: Horse Boarding, Wine Vineyards, Dairy, Tree Farms, and pick-your- own Hobby Farms.

As Noah proved, every home is in a flood zone whether it happens every 1000 years or every year. We can also provide you with a private flood policy if you are not able to locate a flood certificate for your property. Contact us now to protect your home.

Don’t let $450 a year turn in to $45,000+ loss because you believed the waters would never reach you…..

We know you love your fur babies like we do and now we can help you protect them. Intrinsic now offers Pet insurance through Hartville. With three easy to use plans to ensure we can give your dogs and cats the quality care they need, from routine checkups to emergency services we have you covered!